Home for Sale at 122 Wagtail Lane, Stephenson, VA 22656

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122 Wagtail Lane
Stephenson, VA 22656

55+ Single Family Homes at Hiatt Pointe at Snowden Bri with Brookfield Residential-Frederick County, original listing -

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Property Details

List Price:	$649,940
Beds:	3
Baths:	Full: 2
Status:	Active
SqFt:	2137 Square Feet
Agency:	Brookfield Residential-Frederick County
Agency Phone:

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Description/Comments

Lot Size:	0 sqft
Property Type:	Residential-Single Family Residence
Year Built:	--
Notes:	The Rembrandt is thoughtfully designed to offer a seamless balance of private and communal spaces, all while prioritizing main-level living. A covered entryway gracefully welcomes you home, leading to a central gathering area encompassing the family room, kitchen, and dining area. The kitchen is a culinary enthusiast's haven, featuring a substantial center island, ample cabinetry, and a generously sized walk-in pantry. An open floor plan seamlessly connects the kitchen to the dining area and the inviting family room, which can be further enhanced with an optional fireplace. A dedicated study is also included, offering flexibility for a variety of uses, including an additional dining space. The primary suite occupies a private wing of the home, providing a serene retreat. The spacious suite is complemented by dual walk-in closets and a luxurious ensuite bathroom with the option for a soaking tub. The opposite wing accommodates two secondary bedrooms and a full bathroom. Alternatively, this space can be transformed into a second primary suite with an en suite bathroom, catering to diverse lifestyle needs. A convenient laundry room is located off the two-car garage and serves as a mudroom. To further personalize the home, homeowners can opt for a patio or screened porch adjacent to the family room. Additionally, an optional upper level offers an extra bedroom, full bathroom, storage, and a loft, providing expanded living space. The lower level presents endless possi
MlsNumber:	--
ListingId:	746279af4e11476c8a7f152ee84188

Listing Provided By:	Brookfield Residential-Frederick County, original listing
Phone:	(540) 799-7537
Agent Name:	55+ Single Family Homes at Hiatt Pointe at Snowden Bri
Disclaimer:	Copyright © 2025 Brookfield Residential. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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